The Hagerty Drivers Club membership includes emergency roadside assistance for all your classic and collector cars. Car hauling trailer coverage is included in Hagerty Drivers Club. Additionally, anyone driving the covered car may call for service - Hagerty Drivers Club covers the car, we do not restrict our plan to a specific driver.*

No. The roadside program only applies to services dispatched by Hagerty Drivers Club. You must call the Emergency Roadside Service number located on your membership card and/or key fob to have service dispatched. Any services retained directly by you are not included.*

Hagerty Drivers Club provides assistance for changing the wheel and tire with your inflated spare. If you don't have a spare, our certified dispatch agents will advise you of nearby companies who sell spare tires and will dispatch a tow to get you and your vehicle to the service station. Please Note: Hagerty Drivers Club will not cover the cost of a new spare tire or the labor associated with tire balancing, rotation, or alignment*

Benefits can be enjoyed as soon as membership has been purchased and a username and login credentials have been set up.

In 2023, we held more than 150 events for our club members. Events included driving tours, private dinners, cars and caffeine gatherings, exclusive movie premieres, track days and more. We will continue to offer access to members-only experiences, check out events page for an up to date schedule.

In 2023, Hagerty Drivers Club members collectively saved over $270,000. Use roadside service just once, take advantage of a couple automotive discounts or attend a discounted event and you’ll have already paid for the cost of membership. Depending on which discount and service you take advantage of, you could personally save hundreds of dollars.

You will receive an email reminder with your renewal date, plan information and cost shortly before your membership expires.

You may have opted out of email communications that include event and discount offers. Don’t worry, you can add yourself back on the list HERE.

• Complimentary subscription to Hagerty Drivers Club magazine (six issues per year)
• Premium access to Hagerty Valuation Tools
• Invites to members-only events and experiences
• Automotive discounts
• Top-of-the-line roadside service
• Hagerty Carcierge – car experts on call to answer member questions
• Membership to the Historic Vehicle Association

• Unlimited emergency usage
• Guaranteed flatbed with soft straps
• Text notifications
• Live event tracking (where available)
• Follows vehicle, not person

Ask Hagerty offers exclusive access to a team of experts ready to help you with any question you may have. Whether it’s help locating hard to find parts, a specialty shop or answering questions about your car’s value, we’re here to help.

Hagerty Drivers Club strives to provide you service within 90 minutes of dispatching. This 90 minute estimated time of arrival can vary based on weather, traffic, extra distance or peak-period demand. Our dispatch agents will always notify you of the expected wait for service at the time of dispatch.

The cost of a tow ranges from $300-350. This includes the hookup fees and mileage. Additional overage cost can range from $7.50-$10 per mile.

A full explanation of Hagerty Drivers Club benefits can be found here.

Hagerty Drivers Club makes the experience of owning, driving and loving cars better through discounts, roadside assistance and more. If you're ready to save money on car stuff and keep pace with car culture, it’s time to join the club.

Your membership card is included in your welcome email. You can download the Hagerty mobile app or access your digital card online anytime.

Here are some reasons why people file a claim:  

• You have a chip or a crack on your windshield 
• Your vehicle was damaged (accident, fire, theft, weather, animal, etc.)  
• Your vehicle caused damage to someone else's vehicle or property 
• You were injured in an accident 

If you’re uncertain about filing a claim, please contact us. We’re here to help.  

Hagerty Drivers Club strives to provide you service within 90 minutes of dispatching. This 90 minute estimated time of arrival can vary based on weather, traffic, extra distance or peak-period demand. Our dispatch agents will always notify you of the expected wait for service at the time of dispatch.

Our program is not designed to provide coverage for vehicles while they’re being raced. We do offer off-track coverage for motorsports vehicles, however, along with HPDE/Track Day coverage.

Yes, deciding where to repair your vehicle is always your choice.

This will depend on your situation. After filing your claim, we will contact you to let you know what we need to assess your vehicle damage.

The most common options are an on-site appraiser, photos, or an estimate by a shop of your choice. 

Yes. We offer coverage on vehicles being actively restored. See vehicles under restoration for more information. We also offer extra coverage and services for vehicles being restored or built. For more details, see Vehicle Under Construction.

Yes. While we offer a zero deductible for most vehicles, other deductible options are available and vary by state and vehicle type. Any applicable deductibles will be available during the web quoting process.

Yes. "Comprehensive only" (other-than-collision) coverage is available when a car is undergoing restoration, part of a display (such as in a museum) or placed in long-term storage. Hagerty also offers coverage called Limited Trailer Paddock that provides collision coverage while your vehicle is trailered. Please call us for more details on coverage.

Other-than-collision

Car is stationary and the tree branch crushes the roof. That’s Other-than-collision.

Collision

Car is in motion and rolls into a tree. That’s Collision. Even if no one was driving.

Let us know, we can help.

You must first login to the secure portion of our site. Login by clicking on the Account Management link located above in the right-hand corner of the page. Once you are logged in:

• Choose Manage My Policy from the left-hand menu.
• To see your payment history, click on View Payment History from the left-hand menu.
• To pay an outstanding bill, click on View and Pay bill in the left-hand menu.

Hagerty Drivers Club is designed specifically for the automotive enthusiast, with roadside service that includes guaranteed flatbed towing with soft straps, automotive discounts, members-only events and much more. Read more....

Yes and it varies depending on the type of vehicle. We need one good photo for stock (original) vehicles, showing a full side view of the car. We need four photos for custom or modified vehicles (full vehicle, engine, interior, and trunk or bed, if it's a truck). Two photos are required for classic pickups (full vehicle and truck bed).

Our program guidelines require that every driver must be fully licensed, with no state imposed restrictions (such as a suspension).  Operators of motorcycles and high-performance vehicles must be licensed a minimum of 10 years.

Yes. Generally, it's $100, although that number may differ in some states.

The following services are excluded from your benefit allowance*:

• Any services obtained directly by you. You must call the number on your Hagerty Drivers Club membership card to obtain service
• Any additional parts, labor, storage or other fees
• Charges in excess of the plan level limit
• Regular vehicle maintenance 

• Non-emergency purposes:

  • Transportation between two service facilities
  • Restoration related transportation
  • Transportation of a previously inoperable vehicle
• Recovery of vehicle subjected to natural disaster
• Vehicle submerged in water
• Vehicle on an unmaintained road. Please note: Winching is included up to 100 feet off of a maintained road.
• Recreational Vehicles
• Non-collector vehicle trailers including ATV and Utility trailers
• Vehicles used for commercial purposes
• Vehicles in excess of 10,000 pounds GVW and vehicles longer than 21 feet may not be accommodated on a flatbed recovery vehicle and may require special equipment. Dispatch for service may take additional time. Examples of such vehicles include but are not limited to: fire trucks, semitrucks, stretch limousines, buses, military vehicles, and tractors.
• Towing at the direction of law enforcement agency related to an intentional traffic obstruction by a non-disabled vehicle, impoundment due to improper parking, abandonment, illegal parking, or other traffic violations.

Yes. We offer coverage for any collector vehicle spare parts, whether or not they're intended for the vehicle insured on your Hagerty policy. Please see spare parts for details.

Yes. Having an accident while traveling can be a very frustrating experience, putting you in the position of having to pay for additional expenses that wouldn't be covered under your basic Hagerty policy. Hagerty offers Traveling Collector coverage, which allows you to recover up to $1,500 for the use of a rental vehicle, repayment of lost event expenses (tickets, fees, etc.) and lodging required during repairs. It also includes added coverage for spare parts, tools and personal effects and accidental death coverage.

Yes. Any personal tools used to maintain or restore collector vehicles can qualify, including tool boxes, storage cabinets and accessories. Please see automotive tools for details.

Simply put, we want you to enjoy your classic vehicle. While there are some restrictions in the policy, you’re covered for pleasure use, whether it's a drive on a gorgeous summer day, a trip to the ice cream shop, attending club events or going to shows. If you have specific questions about usage, especially if you own a newer vehicle (generally 1990 and newer), we're happy to discuss them with you.

Guaranteed Value insurance policies guarantee that, in the event of a covered total loss, you will receive the vehicle’s full insured value, which we will have already agreed on. Please see the policy features main page for more details.

Some access-controlled roadways, such as the Garden State Parkway in New Jersey, are state- or municipality-controlled. Only specific contracted providers are allowed to provide service on these roadways. In some cases, those providers refuse to work with networks like Hagerty Drivers Club, and you may be instructed to call the police or local administrator for service. You would then need to submit an invoice for reimbursement up to your benefit allowance.*

We typically do not require appraisals. If we need further documentation supporting a vehicle's value, we will contact you during the underwriting process.

It’s up to your discretion who you allow to drive your car. Just keep in mind, the same acceptable usage that applies to you applies to everyone who drives it. While Hagerty supports youth involvement in the hobby, our program guidelines requires that every driver must be fully licensed, with no state imposed restrictions (such as a suspension). Please call a licensed sales agent to discuss your specific situation.

A claim could impact your rates or deductibles; please do not let this stop you from contacting us.  

Hagerty works with agents across the country. We value our agency relationships and make it easy to do business with us. Contact your local agent; they may already work with Hagerty. If not, a Hagerty representative can get them up and running quickly.

No. Protection for your collector vehicle should always include collision and "comprehensive"(other-than-collision) coverage. We offer affordable premiums to help you cover your vehicle.