Coverage for car restoration shops

You can protect your cars for what they’re actually worth

A restoration policy with Hagerty pays out true market value at time of loss, and we rely on our vehicle and valuation expertise to determine accurate, up-to-date values. A policy with us also provides reassurance to your clients should you be liable for any damages.

You won’t need to call every time a car comes or goes

When inventory is always changing, it’s hard to keep track of what you’ve added to an insurance policy. A one-limit blanket policy with Hagerty means you won’t need to call in and cover each car individually.

There’s no per-car value limit

If you end up with an especially valuable car, you won’t need to worry whether it’s protected for its true value. With a blanket policy, there’s no vehicle-cap per limit.

Your program also includes what you need most

• Direct primary on garage keepers
• Actual loss sustained for business interruption
• $250k in show and exhibition coverage included - higher limits available
• Employee tool coverage
• Transit coverage

Program coverages available

• General liability
• Building and business personal property
• Garage liability
• Workers comp
• Umbrella
• Directors and officers
• Cyber crime
• Pollutant clean up